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Do I Need to Sell My Business To Qualify For Disability Benefits?

Owning your own business is a very tricky topic when it comes to receiving Social Security disability benefits. The Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) have different requirements regarding income.

However, they are the same in that you are not permitted to “earn income” when you are on either of these programs. To collect SSDI or SSI, you have to be unable to do more than a minimal amount of work.

Can I Accept Financial Help While Applying for SSDI?

If you have experienced a health crisis that has prohibited you from working, chances are you are experiencing a difficult time in your life. In addition to trying to heal from your illness or injury, you are likely facing the stress of bills and financial responsibilities that may be beginning to stack up.

The application process for Social Security Disability benefits can be cumbersome and tedious, taking as long as six months for approval. As such, you will need to ensure your financial stability while your application is being processed.

How Can I Qualify for Disability With A Rare Condition?

If you have a rare medical condition that is keeping you from working, you might be wondering how you can qualify for Social Security disability benefits. The Social Security Administration (SSA) has strict guidelines for disability benefits approval that are applicable to anyone with a medical problem preventing him or her from earning an income from work. The SSA uses the Blue Book, which is a medical guide, to determine whether an individual meets the criteria of being legally disabled and eligible for benefits.

How Does my Work History Affect My Disability Application?

When applying for Social Security Disability Insurance (SSDI) benefits, the first step of the process will be to determine if you are currently eligible for disability benefits due to your illness. The SSA uses a medical guide, known as the Blue Book, to determine whether or not a condition is severe enough to warrant disability payments.

While you may be quite ill, not all applicants will qualify for disability benefits through the Blue Book.

In fact, the majority of applicants are initially denied at this step of the process.

How Do I Prove To The SSA I Can’t Be Retrained?

To be eligible for Social Security disability benefits, you must prove that you are unable to engage in substantial gainful activity (SGA). The Social Security Administration (SSA) will want to know that you are unable to earn more than $1,180 at any job in which you are “qualified for.”

This means that while your disability may prohibit you from performing at your most recent place of employment, you may have skills that can be used for another job.

Crohn’s & Colitis Awareness Week

December 1 marks the beginning of Crohn’s & Colitis Awareness Week. The U.S. Senate passed a resolution on November 14, 2011, to help bring about more awareness on the illness. The week of awareness brings together the IBD community in hopes of raising recognition and educating others about IBD. Most hope to someday see a day without their illness.

Applying for SSDI while receiving LTD benefits

If you are currently receiving long-term disability (LTD) through your employer or a private plan, you may be wondering about Social Security benefits.

Social Security Disability Insurance (SSDI) is a federal program that provides cash payments to people who meet the definition of “disabled,” as laid out by the Social Security Administration (SSA).

SSDI is available to those who have worked long enough to accumulate work credits and thus are considered” insured” through the government in the event of disability.

I'm Still Too Ill to Work. What Happens If My Claim Is Denied?

The SSDI application process is complicated, even for the most educated and prepared individual. According to data from the Social Security Administration (SSA), less than 40% of Social Security disability applications are approved at the initial application level.

If your case is one that receives an initial denial, you may appeal the decision. Depending on the state in which you live, you may be able to request a reconsideration. In certain states, a second individual who has no experience with your application will make a new decision.

October: AIDS Awareness Month

As of 2015, over 36 million people around the world currently live with HIV/AIDS. It is estimated that over a million people die of the disease each year.

Thanks to continuing medical advancements, this mortality rate is no longer on the rise. However, treatments can be costly, and are only available to a little more than half of all people suffering from the disease.

Even still, there is also a large stigma surrounding HIV/AIDS, which can also contribute to people remaining silent about their diagnosis and failing to seek proper treatment.

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