Social Security Payment Schedule 2023: Exactly When to Expect Your Check in July

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The U.S. Social Security Administration (SSA) pays out Social Security benefits to Social Security recipients according to a monthly schedule. If you receive any such payments, understanding the schedule for Social Security payments in 2023 is critical. This guide will explain everything you need to know.

For more information on the Social Security payment dates for other months, see the following blogs:

Overview of the Social Security Schedule 2023

Social Security payments in 2023 will generally follow this schedule every month:

  • Recipients whose birth dates range from the 1st of the month to the 10th will receive their payments on the second Wednesday of the month
  • Recipients whose birth dates range from the 11th of the month to the 20th will receive their payments on the third Wednesday of the month
  • Recipients whose birth dates range from the 21st of the month to the 31st will receive their payments on the fourth Wednesday of the month

Supplemental Security Income recipients will receive their SSI checks according to this schedule:

  • February 1
  • March 1
  • March 31
  • May 1
  • June 1
  • June 30
  • August 1
  • September 1
  • September 29
  • November 1
  • December 1
  • December 29

You may notice that, in some of these months, the SSA issues two SSI checks and don’t issue any in other months. For example, Supplemental Security Income recipients receive two payments in June 2023 because the typical payment date for July falls on Independence Day this year, when banks will be closed.

Social Security Payments 2023: How Much Money Will Be Sent Out In July?

Social Security Payments 2023: How Much Money Will Be Sent Out In July?

The amount of benefits money you’ll receive in July will depend on what program(s) you’re enrolled in. If you’re not enrolled in SSI, July 2023 Social Security payments will generally be the same amount of money as they are every month. However, if you are enrolled in SSI, you won’t receive an SSI check in July due to receiving two checks in June. You should contact the SSA if you haven’t received both of your SSI payments in June 2023.

Social Security Payment Dates in July 2023

The SSA’s Social Security payout chart illustrates exactly when the SSA will issue Social Security payments in each month of 2023.

Per the chart, July payment dates for 2023 are as follows:

  • July 12th, for recipients whose birth dates range from the 1st of the month to the 10th
  • July 19th, for Social Security recipients whose birth dates range from the 11th of the month to the 20th
  • July 26th, for recipients whose birth dates range from the 21st of the month to the 31st

Again, due to the Independence Day holiday, Supplemental Security Income recipients won’t receive a payment in July 2023. Instead, they will receive two payments in June.

Factors That Affect Social Security Payment Dates

Various factors can influence Social Security payment dates. Noteworthy examples include the following:

  • Whether the usual payout date is on a weekend, holiday, or other such day when banks may be closed
  • Any changes in your financial circumstances, such as earning more money
  • The method through which you receive payments
  • The specific type of benefit you receive

To elaborate on one of these examples, sometimes, the Social Security payout chart would have a payment made on a day when a bank is closed. The SSA will usually modify payment dates when this occurs, making payments on days when banks can process them.

How to Get Your Social Security Payment Faster

It may be possible to receive your Social Security benefits sooner than you otherwise would. Ways to potentially receive an SSI check or similar payment faster include enrolling in direct deposit and/or setting up a “my Social Security” account.

Social Security Benefits Mailing Dates - July 2023

What To Do If Your Disability Payment Is Late or Hasn’t Arrived Yet?

Sometimes, Social Security recipients don’t receive payments when they expect to. There are several potential reasons as to why this may occur. Examples include the following:

  • General delays, as the SSA might not always have the resources or bandwidth to process payments according to the Social Security payout chart
  • Changes to your personal information that you forgot to share with the SSA, such as a new mailing address
  • Changes in your financial circumstances

Even inclement weather can theoretically delay a Social Security payment. As such, if you expected a payment but haven’t received it yet don’t panic. You can contact the SSA directly or check your “my Social Security” account for more information.

When Will I Get My SSDI Back Pay in 2023?

When the SSA approves someone’s SSDI application, a five-month waiting period begins. This means an applicant usually must wait five months from the time they receive an approval before they begin receiving Social Security payments.

Although a Social Security recipient may not technically receive payments during this time, typically, they’ll be entitled to back pay. This is payment for the time between when an applicant initially qualified for benefits and when the SSA officially approved their application.

The SSA usually pays out back pay in the form of a lump sum. The SSA will issue this payment 60 days from when they approve your claim.

Social Security Benefits Payment Schedule 2023

I Haven't Been Approved for Disability Yet — When Can I Get Paid?

Until the SSA approves your application, you will not be eligible to receive any Social Security payments. It’s also important to understand that the process of receiving an approval from the SSA can be fairly lengthy.

It’s not uncommon for the SSA to deny initial applications for Social Security benefits. Oftentimes, applicants have to appeal the SSA’s decision to receive an approval. Appealing a denial will usually involve gathering and providing more medical evidence to demonstrate one’s eligibility for benefits.

Be aware that you don’t have to handle the task of applying for Social Security benefits and appealing the SSA’s denial on your own. You could improve your chances of receiving an approval by enlisting the help of a disability lawyer with experience handling such cases.

Other Resources for SSI/SSDI Applicants and Recipients

Because the SSA can take its time when approving an application for benefits, you may wish to take advantage of other resources for individuals with disabilities while you wait for an approval. Options to consider include:

Additionally, each state tends to have its own set of state-specific resources for people with disabilities. Research these programs to learn more about your local options.

Social Security Recipients Should Know Their Rights

Social Security payments can play a major role in your wellbeing. If you receive such payments, familiarizing yourself with the payment schedule is very important. Remember, if you believe a payment was missed, you can get in touch with the SSA for more information by contacting your local Social Security field office or calling the SSA (toll-free) at 1-800-772-1213 (Teletypewriters (TTY) 1-800-325-0778).

Additional Resources