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Qualifying for Social Security Benefits With a Terminal Illness

If you or someone you love has been diagnosed with a terminal illness, your family’s financial situation should be the last thing on your mind. Fortunately, if you require hospice care you’re nearly guaranteed medical qualification for Social Security disability benefits. The Social Security Administration (SSA) approves millions of applicants for monthly benefits that can help pay for your hospice care, outstanding medical bills, your family’s housing or other expenses, and much more.

Five Things That Happen At Your Social Security Hearing

If you were denied disability benefits and then also denied benefits at your reconsideration, your claim will progress on to a disability hearing. Social Security Administration (SSA) hearings are not like regular courtroom hearings. An administrative law judge (ALJ) presides over a disability hearing. These hearings are not open to the public, so anyone accompanying you will be left in the waiting room. These hearings are usually held in small conference rooms or might sometimes be done by video conferencing.

What Are the Non-Medical Requirements Needed to Earn SSDI?

To be awarded Social Security Disability Insurance benefits, you must meet both the medical and non-medical requirements as outlined by the Social Security Administration (SSA). While you might be quite ill and meet the medical criteria to be considered disabled, you still might be denied disability benefits. A technical denial occurs when an applicant does not meet the non-medical requirements for disability benefits.

How Do I Apply for Social Security Disability Benefits?

Once you have determined that you are ready to apply for Social Security Disability benefits, it is now time to decide how you would like to apply. While the Social Security Disability application process is lengthy, the Social Disability Administration (SSA) has tried to make it as simple as possible.

Disability applications can be completed online, over the phone, or by making an appointment with your local Social Security office.

Top Reasons Why Disability Claims Are Denied

The Social Security Administration (SSA) receives millions of disability applications each year. The criteria for total disability as defined by the SSA is stringent, and only approximately one-third of claimants are approved at the initial application level.

While the reasons for a denial vary from person to person, knowing in advance what pitfalls to avoid when applying for Social Security Disability Insurance (SSDI) benefits may be helpful. The following are the most common reasons why Social Security Disability claims are denied:

What NOT To Do When Applying For Social Security Benefits

If you are applying for Social Security Disability benefits, you need to be aware of things that you don't need to do as well as what you do need to do to improve your odds of a successful claim. When the process is not properly followed, your odds of being approved for benefits are significantly impacted. Here are a few things you need to avoid doing when you are in the process of applying for Social Security disability benefits.

How do I prove that I can’t do sedentary work?

Winning your Social Security Disability claim depends on proving that you are completely disabled. It is the responsibility of the Social Security Administration (SSA) to ensure that individuals who genuinely need benefits have access to them. As such, the SSA carefully scrutinizes each applicant and attempts to assess if their limitations might allow them to do a less strenuous job. If it is determined that you can adapt to a more manageable job, you may be denied the disability benefits that you desperately need.

I’ve already been denied disability benefits twice. Is it worth continuing to pursue benefits?

The Social Security Disability Insurance (SSDI) application process is long and cumbersome. For those who are dealing with a chronic, debilitating condition, completing the everyday tasks of life are challenging enough. It is easy to become frustrated with obtaining the financial assistance that you so desperately need. However, it’s important to remember that the approval process is designed to ensure that those individuals who need the benefits the most have access to them.

My SSD Claim Was Denied, But I'm Still Too Ill to Work

The SSDI application process is complicated, even for the most educated and prepared individual. According to data from the Social Security Administration (SSA), less than 40% of Social Security disability applications are approved at the initial application level.

If your case is one that receives an initial denial, you may appeal the decision. Depending on the state in which you live, you may be able to request a reconsideration. In certain states, a second individual who has no experience with your application will make a new decision.

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