To qualify for SSD benefits, you need a specific number of work credits. The number of work credits you require depends on your age when your disability commenced. Typically, the SSA requires a minimum of 40 credits—20 of which were earned in the last 10 years ending with the year when your disability started / starts. However, younger workers might qualify for disability with fewer work credits. For example, if you have worked 5 of the last 10 years you may have enough work credits to qualify for disability benefits.
If you’re applying for Social Security disability benefits, it’s important to manage your expectations. The Social Security Administration (SSA) reviews every application carefully, with upwards of 70% of applicants receiving denials when they initially file for benefits.
If you have a spinal disability, your condition may prevent you from working. Lack of ability to earn an income could make it difficult for you to address your daily needs.
In these circumstances, you might be eligible to receive financial assistance through the Social Security Administration (SSA). The SSA offers benefits to those whose disabilities meet certain criteria.
Yes, you can help someone apply for disability benefits. However, you should be honest about the medical condition of the person you are helping; otherwise that person’s application may be rejected. If you exaggerate, the SSA is likely to find out as the applicant has to go through a strict assessment procedure before being approved for disability benefits.