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If you've applied for Social Security Disability Insurance benefits and received an initial rejection or denial of your claim, you have the right to request a hearing before an Administrative Law Judge (ALJ).

If you are currently receiving long-term disability (LTD) through your employer or a private plan, you may be wondering about Social Security benefits.

Social Security Disability Insurance (SSDI) is a federal program that provides cash payments to people who meet the definition of “disabled,” as laid out by the Social Security Administration (SSA).

SSDI is available to those who have worked long enough to accumulate work credits and thus are considered” insured” through the government in the event of disability.

The SSDI application process is complicated, even for the most educated and prepared individual. According to data from the Social Security Administration (SSA), less than 40% of Social Security disability applications are approved at the initial application level.

If your case is one that receives an initial denial, you may appeal the decision. Depending on the state in which you live, you may be able to request a reconsideration. In certain states, a second individual who has no experience with your application will make a new decision.