The Social Security payment schedule for June 2025 is here. Anyone that relies on Social Security benefit payments needs to know the June 2025 Social Security benefit payment schedule so that they will know when their money will be sent.
People who get Social Security benefit payments get only one benefit payment each month, so knowing when that payment is coming makes it easier to budget the month’s expenses.
Paying rent and other bills on time is important so that you can maintain good credit. This Social Security payment schedule will help you know when you can expect your June 2025 Social Security payment.
Types of Social Security Benefits
There are several different types of Social Security benefits. The type of benefit that you get from the SSA is one of the factors that determines when your payment is sent.
Different types of benefits are paid out on different dates throughout the month of June. The different types of Social Security benefits that you June be receiving are:
Retirement Benefits
The most well-known type of Social Security benefit is the retirement benefit. Social Security retirement benefits are paid out to people who have worked and contributed money into the Social Security system for at least 10 years and have earned at least 40 work credits.
Typically, only people who have worked for an employer for at least 10 years qualify for retirement benefits.
But, if you were a homemaker and didn’t work, you can still claim Social Security retirements benefits in some circumstances.
Spouses who didn’t work because you kept house or raised the children had a spouse that worked can claim Social Security retirement benefits if your spouse meets the eligibility requirements.
You can start to receive Social Security retirement benefits at 62 if that’s when you want to retire.
But if you can wait to start drawing retirement benefits, you should. You will get a bigger retirement benefit payout if you wait longer to take your benefits.
You will receive maximum benefit available if you can wait until age of 70 to start drawing retirement benefits. It’s recommended to wait as long as possible to start drawing retirement benefits.
If you are disabled and can’t work and you’re over the age of 62 you can wait to apply for your retirement benefits and apply for Social Security disability benefits instead.
You can use SSDI from the SSA to pay for your living expenses until you reach the age of 70 and then you can start claiming your retirement benefits. That way you can get the maximum retirement benefit.
Disability Benefits (SSDI)
Disability benefits from the SSA, also referred to as SSDI, are paid to people who have worked in the past but who can’t work anymore because of an illness or injury.
Anyone who has worked in the past can apply for SSDI, but the wait time currently is very long. Even though you may have to wait to get approved, when your application is approved you will receive back pay for the months that you were waiting for that decision. If your claim is denied when you apply, you can appeal that denial.
You can increase the chances that your application will be approved the first time you submit it by including as much medical documentation as you can that shows you are unable to work. You should also include documentation that shows you meet the SSA’s Blue Book requirements.
Working with a Social Security disability attorney can help you avoid the most common SSDI application mistakes like missing a deadline or not filling out forms correctly.
Supplemental Security Income (SSI)
SSI is a disability benefit for people who have never been able to work. There is no work requirement for SSI. If you have been disabled since you were a child you can apply for SSI in your own name once you turn 18.
Parents of a disabled child who are don’t have a lot of money and need help paying for the child’s medical and living expenses can apply for SSI for the child. But you will have to prove that you meet the SSA’s income requirement.
You must submit W-2s, tax returns, or other financial proof showing the income of each adult in the household that works full-time to show that the total household income falls below the income cap set by the SSI.
If your child is approved for SSI, you must keep records showing what the SSI benefit money is spent on. The money from SSI must be spent on the child’s expenses only.
Survivor Benefits
If your spouse has passed away, you and your children can possibly qualify for survivor benefits based on your spouse’s earnings.
If they are approved, your children can receive survivor’s benefits based on your spouse’s previous income until they are 18, or over 19 and still in high school, or if they are an adult that was disabled before they turned 22.
Adopted children and stepchildren qualify for survivor benefits too. If you a grandparent taking care of a grandchild who’s parent has died that child may also be eligible for survivor benefits.
If you are disabled and you lost your spouse, you can receive survivor’s benefits starting at 50. Spouses who are 60 or older and not disabled can also qualify for survivor benefits.
If a deceased worker’s parents are elderly and dependent on the worker for 50% or more of their income, they can also qualify for survivor benefits.
Overview of Social Security Payment Schedule 2025
The 2025 June Social Security payment schedule is based on the date of birth of the person receiving the benefit and the type of benefit that they are receiving.
If you are a parent receiving benefits for a minor child, the date of the payment will be based on the child’s birth date.
The only exception to this payment schedule is SSI. SSI is always paid on the first of the month. If the first of the month falls on a weekend or holiday, the payment will be made on the business day before the weekend or holiday.
June 1st, 2025 falls on a Sunday, so SSI payments in June 2025 will be paid on Friday, May 30, 2025.
All Social Security benefits except for SSI are paid on a Wednesday. The Wednesday that you receive your benefits depends on your date of birth.
Social Security Benefit Payment Dates for June 2025
Social Security benefit payment dates for June 2025 fall on:
- Friday, May 30
- Wednesday, June 11th
- Wednesday, June 18h
- Wednesday, June 25th
Your Social Security benefits in June 2025 will be deposited into your account on one of those days, depending on your birth date and the type of benefit you receive.
People that are receiving Social Security benefits in June that are not SSI will receive their June 2025 Social Security benefits on these dates based on their birth date:
- Wednesday, June 11th – If your birthdate is the 1st-10th of the month.
- Wednesday, June 18th- If your birthdate is the 11th-20th of the month.
- Wednesday, June 25th - If your birthdate is 21st -31st of the month.
If you’re not sure what date you will be receiving your June 2025 Social Security benefit payment you can log into your account on MySSA and check your account.
Your account information should contain what date your payment will be deposited and how much it will be.
Will There Be An Extra Social Security Benefit Payment In June?
If you are receiving SSI you will receive an extra payment in Mat 2025, but that payment is really your June 2025 SSI payment. June 1st, 2025 falls on a Sunday.
So you will receive your June 2025 SSI payment on Friday, May 30th. It’s not really an “extra” payment, it’s just an early payment of your June 2025 SSI benefit.
Payment Methods
Unless you are part of a very small percentage of people that still receive a paper check each month, you should receive your Social Security benefits by electronic deposit.
You can choose to have your benefit money deposited into a checking or savings account at a bank or credit union.
Or, you can have it deposited onto a Direct Express card if you don’t have a bank account or don’t want to use your bank account.
If you choose to have your benefits deposited into a checking or savings account you may not have access to your Social Security benefit money right away.
Some banks hold deposits for a day or two, which could mean that even when your benefits have been deposited you can’t actually use them until the hold expires.
If you don’t have a saving or checking account, or if you want to be able to access your money immediately when it is deposited you can sign up for the SSA’s Direct Express card program.
If you sign up for a Direct Express card your funds will be available on your Direct Express card on your scheduled payment date.
You can use the card like a debit or credit card to withdraw cash or pay for purchases. You can sign up for a Direct Express card through your MySSA account on the SSA’s website.
Important Considerations
If you have questions about what date your Social Security benefit payment will be deposited into your account or onto your Direct Express card you can always check your account on the SSA’s website. You can also call or email the SSA directly and ask about your payment date.
Managing Your Benefits
Costs are rising fast, and everyone is feeling the pinch. If your Social Security benefits are your primary source of income there are some things that you can do to stretch your benefits further and get more for your money so that you aren’t running out of resources by the end of the month.
Some expert tips to help manage your Social Security benefit money include:
- When you do grocery shop buy one or two extra shelf-stable items like canned chicken or tuna, pasta, pasta sauce, or soup. If your food runs out before your next payment you will have those items as backup. Just make sure you are replacing what you use when you get your next benefit payment.
- Paying your bills late can mean high fees, which can eat up your money. Put your bills on autopay so that they won’t be paid late and you won’t accrue fees.
- Shop smart by planning meals ahead of time, using coupons, and checking sales flyers for local stores to make sure you’re getting the best possible prices. Buy in bulk if you can. If you can’t afford a bulk store membership, see if they offer a discount for people on fixed incomes.
- Get on budget billing plans for your utilities. That way you will know exactly how much money to budget for your utility bills each month.
- Find a local food pantry to fill in the gaps. If you find that your groceries are running out before you get your monthly Social Security benefit a food pantry can be a great place to get some groceries for free or low cost.
There are lots of online groups and communities for people who are living on Social Security benefits where people share tips and tricks for making that benefit money stretch as far as possible that June be helpful.
Conclusion
You should always receive your 2025 SSI payment on the 1st of the month, or the business day before the first if the first falls on a weekend or holiday. Remember, if you are receiving SSI you will get your June 2025 SSI payment on Friday, May 30, 2025.
If you aren’t sure when you should be receiving your June 2025 Social Security benefit payment, or if you want to sign up for the Direct Express card, you can check your payment and sign up for the Direct Express card in your MySSA account.
If you can’t work because of a disability you should apply for SSDI as soon as you can so that you don’t end up waiting a long time for a decision. Working with a disability attorney is a good way to make the process easier.
A disability attorney can help you understand the application process, how to fill out the application documents, and advise you what documentation you need to include with your application to increase the chances of approval.
Disability attorneys don’t get paid until your application is approved. And their fee is paid by the SSA directly, so you don’t ever have to pay out of pocket or up front.
Fill out a Free Case Evaluation now to get connected with a participating disability attorney who can answer your questions and help you start your application for Social Security benefits.
