It is important to understand that those who have suffered from a stroke are not only faced with physical challenges. The financial stress can be just as overwhelming. The aftermath of a stroke can leave a family in emotional and financial turmoil.
Fortunately, the condition does not have to wreak financial havoc on a family in the long term. There may be resources available. The Social Security Administration (SSA) offers monthly benefits for those in need.
Oftentimes, individuals who have suffered from a severe stroke can qualify for Social Security Disability benefits to help make ends meet. If you or someone you know has suffered from a stroke and are unable to work due to the effects the stroke has had on your body, SSDI benefits can be there to help.
Strokes are the third leading cause of death in the United States and they are the leading cause of serious, long-term disability. Each year, approximately 750,000 people will suffer from a stroke.
The severity of the strokes may vary, but many of these individuals are left unable to work, unable to earn an income and unable to provide for themselves and their families.
The Future is Not Bleak
The good news is that people who are unable to work due to the effects of a stroke do not have to live without an income or medical insurance. Social Security Disability benefits can help offset some of the financial burden caused by this catastrophic event.
The monthly checks that are sent by the Social Security Administration (SSA) can help stroke victims make ends meet and the Medicare benefits can help pay for the ongoing care that is needed by many stroke patients.
Applying for SSDI Benefits after a Stroke
Unfortunately, while a stroke patient may be entitled to Social Security Disability benefits, it does not mean that his or her initial application for these benefits will be approved by the SSA. In fact, nearly 70 percent of initial disability claims are denied by the SSA.
This is why it is important to consider the services of a qualified attorney when preparing your disability claim.
A Social Security Disability attorney can help you prepare your Social Security Disability application, ensuring that it is presented in the best light possible to the SSA and that the adjudicator reviewing the file fully understands the severe impact that the condition has had on the applicant's life.
Just remember, even though an attorney can increase your chances of being awarded disability benefits from the SSA, you will still need to wait the 6-month waiting period before your disability benefits can begin.
That does not mean you should not apply immediately for Social Security Disability benefits, but keep in mind that benefits will not begin until six months have passed from the date the stroke occurred. Once the benefits kick in, however, the monthly payments received from the SSA can truly be a lifesaver.