What You Need to Know Before Applying With Multiple Myeloma

It starts with a dull pain in one or more areas of the body. Eventually, the cancer called multiple myeloma triggers such a severe degeneration of one or more bones that the disease causes you to suffer a mild to severe fracture. There is also a debilitating sense of fatigue that dramatically diminishes your performance at work. Other side effects of multiple myeloma include blood infections and kidney ailments. Without any income to support your family, how do you get by financially, while at the same time devoting all of your effort to beating this disease?

The answer is by utilizing the financial resources offered by the Social Security Administration (SSA)

The SSA Alleviates the Financial Stress Caused by Multiple Myeloma

As one of the most significant programs managed by the SSA, Social Security Disability Insurance (SSDI) helps American workers recover the money lost from reduced or eliminated wages. What American workers have to do is submit a comprehensive application that contains accurate and persuasive information linking the development of severe multiple myeloma symptoms with the loss of income. The SSA bases decisions on SSDI applications not only on the development of debilitating symptoms, but also the amount of your income and the ability to maintain a job. Income qualification refers to net income after taxes every month. You should know the SSA considers only income earned from wages, not other sources of income such as capital gains from the sale of securities.

Does the SSA Consider Multiple Myeloma Benefits Worthy?

If you meet the income and job loss standards established by the SSA for SSDI benefits, the next step in the process involves proving the existence of multiple myeloma symptoms. The SSA has created a resource called the Blue Book that lists every medical condition that makes American workers eligible to receive SSDI assistance. Section 13.07 of the Blue Book is devoted to addressing the healthcare issues generated by the development of multiple myeloma.

A team of medical and vocational experts reviews every SSDI application. What the team of experts wants to see is documents that demonstrate the presence of acute multiple myeloma symptoms. This means you need to undergo a series of tests conducted by your physician. Tests for the presence of multiple myeloma include computed tomography (CT), magnetic resonance imaging (MRI), and positron emission tomography (PET). If the development of multiple myeloma has reached the serious stage, your doctor might request bone marrow aspiration, as well as a biopsy to detect the presence of cancerous cells in one or more bones. Molecular testing of the tumor can also reveal cancerous cells.

What You Need to Know before Applying with Multiple Myeloma

Know How to Apply for SSDI Benefits

The SSDI application requires a highly focused level of concentration to ensure accuracy and the strength of the evidence you present to the SSA. An experienced disability attorney can ensure your SSDI application presents the most convincing evidence possible. Filing your SSDI application involves choosing among three options. You can submit the application by using the United States Postal Service (USPS). Submitting an SSDI application through the USPS takes longer than the other two options, which are filing in person and accessing the SSA website. In person submissions immediately start the review process, but going the digital route is the quickest method for submitting an SSDI application.

Avoid the need to file an appeal by getting the SSDI application right the first time. Schedule a free initial consultation with a highly rated disability lawyer.

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