Blog posts

What Does SSDI Mean?

Submitted by emm on

According to the United States Department of Health and Human Services, 25 percent of Americans live with some type of disability.

Living with a disability can make it difficult, if not impossible to hold down a steady job, especially if the disability generates severe symptoms.

If you live with a mental or physical disability, you might qualify for a safety net program called Social Security Disability Insurance (SSDI).

Is it Hard to Get a Disability Benefit?

Submitted by CM on

Even if you think your medical condition should entitle you to get a disability benefit, when you file the application you will find it is hard to get a benefit. This is because the majority of disability benefits initial applications are denied.

This is often because the evidence provided doesn’t always prove that your medical condition is severe enough that you are unable to work for 12 months as this is a requirement for eligibility for a disability benefit.

Is SSI the Same as Social Security Disability Benefits?

Submitted by emm on

Trying to understand the complex system managed by the Social Security Administration (SSA) can be frustrating. Virtually every American is familiar with the retirement benefits that we have contributed to throughout our careers.

However, two programs called Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) often get confused with one another.

In the most fundamental descriptions, SSI represents basic income assistance to older and disabled Americans that live with limited resources.

How Does Presumptive Disability Work?

Submitted by CM on

Applying for Social Security disability benefits often turns into a long, highly frustrating process than ends up in a claim coming back denied by the Social Security Administration (SSA).

After years of hearing complaints from Americans that file for disability benefits, the SSA started two fast-track claim approval programs called Compassionate Allowance and Presumptive Disability. The underlying principle of the Presumptive Disability program is that the SSA presumes an applicant lives with a disability that prevents the applicant from working.

The Difference Between Technical Denials and Informal Denials in a Disability Case

Submitted by CM on

There are two types of denials in a disability benefit claim application. These are technical denials and informal denials. They are similar because both types of denial result in your disability claim being denied prior to a medical determination.

Apart from that, the two denials are in fact quite different. A technical denial requires an actual determination by the Social Security Administration (SSA) and there are also appeal rights.